Income |
9 |
35,941,612 |
26,753,895 |
35,987,091 |
26,980,083 |
Interest income |
|
32,986,590 |
24,194,158 |
32,994,636 |
24,206,112 |
Interest expenses |
|
21,643,982 |
15,293,022 |
21,597,373 |
15,262,906 |
Net interest income |
10 |
11,342,608 |
8,901,136 |
11,397,263 |
8,943,206 |
Fee and commission income |
|
1,591,336 |
1,309,049 |
1,591,943 |
1,309,049 |
Fee and commission expenses |
|
– |
– |
– |
– |
Net fee and commission income |
11 |
1,591,336 |
1,309,049 |
1,591,943 |
1,309,049 |
Net gain from trading |
12 |
361,647 |
340,456 |
361,647 |
340,456 |
Net loss from financial instruments at fair value
through profit or loss |
13 |
(404,586) |
(179,727) |
(404,586) |
(179,727) |
Net gain from financial investments |
14 |
2,238,166 |
1,165,389 |
1,945,118 |
1,081,129 |
Other operating (loss)/income – net |
15 |
(831,541) |
(75,430) |
(501,667) |
223,064 |
Total operating income |
|
14,297,630 |
11,460,873 |
14,389,718 |
11,717,177 |
Impairment for loans and other losses |
16 |
1,176,413 |
937,267 |
1,170,366 |
916,344 |
Net operating income |
|
13,121,217 |
10,523,606 |
13,219,352 |
10,800,833 |
Operating expenses |
|
|
|
|
|
Personnel expenses |
17 |
3,166,509 |
2,809,742 |
3,302,793 |
2,980,069 |
Other expenses |
18 |
2,703,646 |
2,314,224 |
2,751,430 |
2,321,637 |
Operating profit before value added tax and nation building tax on financial services |
|
7,251,062 |
5,399,640 |
7,165,129 |
5,499,127 |
Value added tax and nation building tax on
financial services |
19 |
1,458,749 |
986,110 |
1,458,749 |
986,110 |
Operating profit after value added tax and nation building tax on financial services |
|
5,792,313 |
4,413,530 |
5,706,380 |
4,513,017 |
Share of profits of associate and joint venture |
|
– |
– |
185,030 |
161,151 |
Profit before income tax |
|
5,792,313 |
4,413,530 |
5,891,410 |
4,674,168 |
Income tax expense |
20 |
1,377,349 |
1,124,807 |
1,457,653 |
1,205,094 |
Profit for the year |
|
4,414,964 |
3,288,723 |
4,433,757 |
3,469,074 |
Profit attributable to: |
|
|
|
|
|
Equity holders of the Bank |
|
4,414,964 |
3,288,723 |
4,362,407 |
3,414,980 |
Non-controlling interests |
|
– |
– |
71,350 |
54,094 |
Profit for the year |
|
4,414,964 |
3,288,723 |
4,433,757 |
3,469,074 |
Basic earnings per ordinary share (LKR) |
21 |
16.65 |
12.41 |
16.45 |
12.88 |